This Privacy Policy was Last Updated on May 15, 2023

Financial Tips Daily is owned and operated by Growth Goal Development, located at 407 E Ayre St #1292, Wilmington, DE 19804.

This Privacy Policy explains what kinds of personal information Financial Tips Daily may gather, use, or otherwise process when readers browse our website or engage with our content and services. Protecting the privacy of our readers is a priority for us, and we encourage you to read this Policy carefully so you understand how we handle information you share with us.

By visiting our Site and using any of our Services, you acknowledge that your information, including personal information, will be collected and used in the manner described below.

Scope Of This Policy And Third-Party Sites

This Privacy Policy applies exclusively to financialtipsdaily.org. Its terms are confined to this website and do not extend to any other property, service, or third party, including any site that our pages may link to. We are describing here only how we collect, process, and store personal information gathered through this website; we have no authority over, and this Policy does not cover, how outside parties or linked sites handle personal information.

Categories Of Information We Gather

Financial Tips Daily, together with third-party vendors, ad networks, internet service providers, and advertising partners, relies on tools such as cookies, web beacons, and scripts to gather several categories of information about readers who interact with our Site. Broadly, this may include personal information, demographic information, behavioral information, and information obtained through third parties. In many cases we collect a blend of these categories together:

Personal Information refers to details that identify you, or any other person to whom such details relate. This is information you voluntarily give us — for example your name, mailing address, phone number, email address, employment status, or other identifying details you share while registering with us or corresponding with our team. If you provide us with such details about someone else, we may retain that information as well.

Demographic Information covers characteristics that describe groups of readers and may or may not be unique to you individually — things like your zip code, mobile carrier, age range, gender, income bracket, education level, marital status, occupation, military background, industry of employment, and general interests, both online and off.

Behavioral Information is gathered automatically as you use our Site, and includes which sections you browse, which features you access, details about your device and software (including IP address, approximate location, browser type, operating system, domain, and access times), and other sites you may have visited.

Third-Party Information is information we obtain from outside sources, which can include personal, demographic, behavioral, or indirect data. Examples include first-party and third-party cookies, anonymous identifiers, persistent identifiers, email opt-in lists, and search-engine keyword data. We may also receive information that third parties compile from publicly available government records. We do not control the cookies or tracking mechanisms deployed by outside advertisers, networks, ISPs, analytics firms, or social platforms, and we bear no responsibility for their individual privacy practices.

Children’s Information. We do not knowingly gather information from individuals under 13 years of age. Should we learn that we have inadvertently collected Personal Information from a child under 13, we will promptly delete that information from our records.

How We Put Your Information To Use

We rely on the information we gather for a range of purposes, which include the following:

• Operating, maintaining, and running our website
• Enhancing, personalizing, and expanding what our website offers
• Carrying out any purpose you specifically provided the information for
• Studying and understanding how readers use our website
• Building new products, services, tools, and features
• Communicating with you, whether directly or via one of our partners, for customer support, service updates, and marketing or promotional messaging
• Sending emails about our own offerings or those of third parties that we believe may interest you
• Alerting you to changes made to the Site or its functionality
• Delivering the services we offer
• Answering your questions and requests
• Detecting and preventing fraudulent activity
• Any other purpose for which you have given your consent

Sharing And Disclosure Of Your Information

We may share information that does not identify a specific individual without restriction. Personal information gathered as outlined in this Policy may be shared under the following circumstances:

• With our partners, affiliates, and subsidiary companies
• To carry out the purpose for which you supplied it
• For any purpose we disclosed to you at the time of collection
• With third parties seeking to market their own products or services, unless you have opted out
• With a buyer or successor entity in connection with a merger, acquisition, restructuring, dissolution, or other transfer of our assets
• With contractors, service providers, and third-party partners who support our operations and who are contractually bound to honor our privacy and confidentiality standards
• Wherever you have given us your consent

We may also disclose your information when compelled by law, legal proceedings, or governmental or regulatory demand; to enforce our agreements; or where we believe disclosure is necessary to protect the rights, property, or safety of Financial Tips Daily, our readers, or the public.

Financial Tips Daily upholds the standards of the CAN-SPAM Act (15 U.S.C. § 7704) and its accompanying regulations. If you would prefer that we not share your personally identifiable information with third parties for their own marketing purposes, you may let us know using the contact details in this Policy.

Advertising Partners And Analytics Providers

We work with third-party advertising and analytics companies that may place ads on our behalf across other websites, track and report on the performance of those ads and of our own site, and serve third-party advertisements directly on financialtipsdaily.org. These providers may gather data about the pages you have viewed and the ads you have engaged with, along with information such as your IP address, the date and time of your visit, your internet service provider, and your browser. This data may at times be paired with identifying information such as your name or email address and used to deliver ads on our behalf or on behalf of others, whether through email, social platforms, or elsewhere. We may also use this combined data to better understand how readers engage with our Site and its advertising.

Cookies And Related Technologies

Financial Tips Daily uses cookies and comparable technologies to operate financialtipsdaily.org, tailor content to our readers, and evaluate our marketing campaigns and communications. Cookies are compact data files that help us recognize returning visitors and retain certain preferences across sessions. Some cookies expire once you close your browser, while others may persist on your device until you remove them.

Choices Available To You

You have a number of options for controlling how your information is gathered and used by us. You are free to withhold personal information when visiting our Site, and most browsers let you refuse cookies altogether. Keep in mind, however, that certain features or services we offer may not function properly without this information.

Rights For California Residents

Right To Know What Personal Information We Have Collected, Disclosed, Or Sold

(a) You may request that we tell you which categories, and which specific pieces, of personal information we have gathered about you. “Personal information” for this purpose excludes: (i) information that is publicly available through government records; (ii) de-identified or aggregated consumer data; (iii) information that falls outside the scope of the California Consumer Privacy Act (“CCPA”); and (iv) personal information governed by particular sector-specific privacy statutes.

(b) To submit a verifiable request for the specific personal information we hold about you, email us at privacy@financialtipsdaily.org with “CCPA Request” in the subject line.

(c) After we receive your verifiable consumer request, the CCPA obligates us to confirm that you are the individual associated with the information in our records. We may ask you to verify your identity by clicking a link sent to the email address we have on file, or by replying to a verification email.

(d) We gather personal information from these categories of sources:

• Information collected directly and indirectly through your activity on our Platform and through your communications or interactions with us, including details you share to obtain a product or service from us or from one of our network partners or advertisers.
• Information submitted when you enter a promotion or contest run by us or by our partners, including networks and advertisers.
• Information shared through surveys, customer service exchanges, and general feedback you provide.
• Demographic data such as gender, zip code, or similarly non-identifying details supplied by analytics companies. We may also obtain information about you from other online or offline sources, including third parties who help us confirm self-reported consumer data and validate information already in our records, which allows us to keep our records current and offer products and services suited to your interests.
• Information supplied by our service providers, advertisers, ad networks, and other third-party technology partners described throughout this Policy.

(e) We share or disclose personal information for purposes that include:

• Fulfilling the products or services you have signed up for on our Platform.
• Allowing a third party to market its own products or services to you.
• Providing information, products, or services you have requested, resolving your concerns, or processing an opt-out from marketing.
• Sending notices about our products, services, events, or news that may interest you.
• Enhancing our Platform and offerings and presenting our content to you, including through testing, research, analysis, and product development.
• Tailoring your experience on the Platform and delivering content and offers relevant to your interests, including targeted advertising delivered through our Platform, third-party sites, email, or text (with your consent where the law requires it).
• Preserving the safety, security, and integrity of our Platform, products, services, databases, and other technology and business assets.
• Responding to law enforcement or government requests and complying with applicable laws, court orders, or regulations.
• Evaluating or carrying out a corporate restructuring, reorganization, dissolution, or sale or transfer of some or all of our business or assets.
• Any purpose described to you at the point of collection or otherwise permitted under the CCPA.

(f) We disclose Personal Information to our service providers as well as to these categories of third parties:

• Our affiliated companies.
• Data aggregation firms.
• Advertisers.
• Advertising networks.
• Third parties involved in delivering products or services that we or they provide to you.

Right To Request Deletion Of Personal Information

(a) You may ask us to delete personal information we have collected or retained about you within the preceding 12 months.

(b) Submit a verifiable request for deletion by emailing privacy@financialtipsdaily.org with “CCPA Request” in the subject line.

(c) Once we have received and confirmed your verifiable request, we will tell you the categories of personal information we collected about you and where that information came from.

(d) This Policy already discloses our business or commercial reasons for collecting or selling personal information, along with the categories of third parties with whom we have shared it.

Right To Opt Out Of The Sale Of Personal Information. You may direct us to stop selling your personal information at any time. If you are in the process of requesting a product or service from us, this right does not prevent us from completing that transaction, but you retain the right to stop any further sale of your information going forward.

Right To Non-Discrimination. Exercising any of these privacy rights will not result in discriminatory treatment. We will not deny you goods or services, charge different prices or rates, deny discounts or other benefits, or provide a different level or quality of goods or services because you exercised your CCPA rights.

Authorized Agents. A verifiable consumer request may be submitted only by you, or by someone registered with the California Secretary of State whom you have authorized to act for you.

Limits On Requests. You may submit no more than two verifiable access requests within any twelve-month period. Each request must (a) include enough information for us to reasonably confirm you are the person about whom we collected personal information, or your authorized agent, and (b) describe your request in enough detail for us to evaluate and respond appropriately. The CCPA does not permit us to fulfill a request if we cannot verify your identity or authority, or confirm the information pertains to you. You do not need to create an account with us to submit a request, and any personal information you provide as part of a request will be used solely to verify your identity or authority.

Timing And Format Of Our Response. We aim to respond to verifiable consumer requests within 45 days of receipt. If additional time is needed (up to a maximum of 90 days total), we will notify you in writing, by email, of the reason and the extended timeframe. Our response will be delivered by email and will cover only the 12-month period preceding the request. Where we cannot fulfill a request, we will explain why. Our responses will be provided in a format that is easy to use and that allows you to transfer the information to another party without difficulty.

Changes To This California Notice. We may revise this California notice at any time and at our discretion, and any changes will take effect for activity going forward. We will not provide separate notice of updates beyond posting the revised notice here, so please check back periodically.

Notice For Readers Outside The United States

Our Site is published in the United States and is intended for a U.S. audience. While we make efforts to safeguard the personal information of all visitors and to be mindful of data protection and consumer rights laws that may apply elsewhere, our Site and our practices are designed around U.S. law and a U.S. readership. If you are unsure whether this Policy is consistent with the privacy laws that apply where you live, you should refrain from using the Site or submitting personal information to us.

If you access our Site from outside the United States, understand that any personal information you provide will be transferred to and stored in the United States, where data protection standards may differ from those in your home country. By voluntarily submitting personal information to us from outside the United States, you consent to its use as described in this Policy and to its transfer to and storage within the United States.

Protecting Children’s Privacy

Financial Tips Daily takes seriously its responsibility to safeguard the privacy of children under 13. We do not knowingly gather information from children under that age, and we will remove any personal information belonging to a child under 13 as soon as we become aware that we have collected it.

Changes To This Privacy Policy

We may revise or update this Privacy Policy at any time and without advance notice, and the revised version will take effect as of its stated effective date. We encourage you to check back periodically so you stay informed about how Financial Tips Daily collects, uses, and shares personal information.

Safeguarding Your Information

We take the security of the information we hold seriously and apply reasonable technical, physical, and administrative safeguards to protect it. That said, no method of protection can guarantee that unauthorized access, use, or disclosure will never occur. You can help protect your own information by using encryption and similar tools, and you are responsible for the security of information you transmit to us, or that you view, download, or access, over unencrypted, public, or otherwise unsecured networks. For further guidance on protecting your personal information, visit www.OnGuardOnline.gov.

Reach Out To Us

If you have questions about our privacy practices, please contact us at privacy@financialtipsdaily.org.